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The Farmers Bank

As a Bank customer you need to take an active role in protecting your privacy.  The Farmers Bank uses a combination of safeguards to protect your data, which allows us to detect unusual spending patterns and protect accounts.  You also play an important role in safeguarding personal financial information.


To help ensure the safety of personal information, customers should follow these three tips:


1.       Create Comp1ic@tEd passwords.  Avoid birthdays, pet names and simple passwords like 12345.  It is important to change passwords at least three times a year.  Because friendly theft (theft by someone the victim knows) is the most common type of identity theft or fraud, don’t share your passwords with family members and be mindful of who has access to personal information.

2.       Continually monitor accounts.  Check account activity and online statements often, instead of waiting for the monthly statement.  You are the first line of defense because you know right away if a transaction is fraudulent.  If you notice unusual or unauthorized activity, notify The Farmers Bank right away.

3.       Protect yourself online.  Be sure computers and mobile devices are equipped with up-to-date anti-virus and malware protection.  Never give out your personal financial information in response to an unsolicited email, no matter how official it may seem.  We will never contact you by email asking for your password, PIN, or amount information.  Only open links and attachments from trusted sources.  When submitting financial information on a website, look for the padlock or key icon at the top or bottom of your browser, and make sure the Internet address begins with “https.”  This signals that your information is secure during transmission.


If you are a victim of fraud and suspect that your personal information has been compromised, the following steps should be taken by you:


ü  Call the us and the credit card issuers immediately so necessary steps can be taken to protect your accounts.

ü  A police report should be filed and the fraud units of the three credit-reporting companies should be contacted. 

ü  A “victim statement” should be placed in credit reports.

ü  Make sure to maintain a log of all the contacts you make with authorities regarding the matter.  Write down names, titles, and phone numbers in case you need to re-contact them or refer to them in future correspondence.

ü  For more advice, contact the FTC’s ID Theft Consumer Response Center at 1-877-ID Theft (1-877-438-4338) or

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